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  3. Best Credit Card in SL?
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    Offline db

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Best Credit Card in SL?
« on: April 13, 2015, 11:13:07 am »
Helo folks,

I have used a CC from HSBC and am now relieved from its commitments. And I believe most of you know why.

I am in the look for a smart CC now, I will be using this for online transactions thru PayPal and through independent sites. It needs to have easy online banking, E statements.

I am considering a Seylan or a Sampath CC, I just want to get your opinion on the same for me to consider, and if you have any raw good/bad experiences with either of the bank's services in terms of their credit card facility.

Thanks in advance
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    Offline Kando

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Re: Best Credit Card in SL?
« Reply #1 on: April 13, 2015, 11:26:41 am »
With standard chartered , You buy one movie ticket, and you get another one and two popcorns for free. I'd go with them just for that :P

But they do have alot of good offers

https://www.sc.com/lk/credit-cards/latest-promotions/en/
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    Offline vEnGaNcE GaMeR

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Re: Best Credit Card in SL?
« Reply #2 on: April 13, 2015, 11:43:49 am »
HSBC...

Simply since you can use that worldwide
If your not going to travel a lot pick a card with many offers
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    Offline RZ

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Re: Best Credit Card in SL?
« Reply #3 on: April 16, 2015, 08:14:32 am »
Sampath definitely. I've been with them for years and Sampath Vishwa online banking is one of the best online banking portals I've ever used.

That being said, I recommend not using a credit card because it encourages impulse purchases and bad spending habits. Just get a Sampath Bank Webcard and use Vishwa to check statements/monitoring. Just my 2 cents.
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Re: Best Credit Card in SL?
« Reply #4 on: April 16, 2015, 08:42:42 am »
Go for a Sampath CC. But u won't get the credit limit that HSBC offers u..
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    Offline Kando

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Re: Best Credit Card in SL?
« Reply #5 on: April 16, 2015, 10:45:57 am »
Quote from: RZ on April 16, 2015, 08:14:32 am
Sampath definitely. I've been with them for years and Sampath Vishwa online banking is one of the best online banking portals I've ever used.

That being said, I recommend not using a credit card because it encourages impulse purchases and bad spending habits. Just get a Sampath Bank Webcard and use Vishwa to check statements/monitoring. Just my 2 cents.

I agree 100%
Sure you'll tell yourself "I'll pay for that as soon as the month ends" But you either forget or are too lazy. And slowly slowly, the interest piles on, and you'll see yourself paying much more..
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Re: Best Credit Card in SL?
« Reply #6 on: April 16, 2015, 10:36:37 pm »
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    Offline db

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Re: Best Credit Card in SL?
« Reply #7 on: April 18, 2015, 04:22:50 pm »
@RZ - ive heard about the web card, Vishwa is their online banking is it?
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Re: Best Credit Card in SL?
« Reply #8 on: February 13, 2019, 11:42:33 pm »
It actually depends on several factors. The Best Credit Card Decisions Start By Comparing Interest, Fees and Features. I would suggest you use a finance comparison site like five.lk to look for a best credit card in sri lanka
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Re: Best Credit Card in SL?
« Reply #9 on: February 15, 2019, 11:46:26 am »
Hi, I use Sampath web card for online transactions. It's very secure. You just have to log into sampath vishwa (online banking) then transfer funds to web card which will be done within 5 mins.. then you are good to go. The webcard has only the amount you transfer to it..so no issues.

As for the CC...i recently got a hsbc cc. Just only because local shopping. I find that even if you pay from damn money upfront the shops will still give a better discount for ccs. Thats the only reason i got one.

Personally i find sampath cc would be much better. But getting a sampath cc is a somewhat long process. But i got the hsbc card because they are actually throwing ccs away :p
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